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Expert Financial Advice

Personal Short Term Insurance.

“Everyone of us needs to show how much we care for each other and, in the process, care for ourselves.”

Diana, Princess of Wales

What is covered

Four covers, and what each one does.

  1. Personal Short Term Insurance

    Insurance provides financial protection against a loss arising out of happening of an uncertain event. A person can avail this protection by paying premium to an insurance company. A pool is created through contributions made by persons seeking to protect themselves from common risk. Premiums are collected by insurance companies which also act as trustee to the pool. Any loss to the insured in case of happening of an uncertain event is paid out of this pool. Insurance works on the basic principle of risk-sharing. A great advantage of insurance is that it spreads the risk of a few people over a large group of people exposed to risk of similar type.

  2. Car Insurance

    Depending on the cover selected, vehicle insurance can provide cover against damage to your vehicle caused by an accident, fire, theft, hijacking, hail and liabilities to third parties.

  3. Household Insurance

    Household Insurance covers all your personal possessions inside your home belonging to you and the members of your household who live with you. Insurance is needed to protect your household belongings against fire, theft, water, wind, storm damage etc. even though you think it might be sufficiently protected by state of the art security measures or live in a secure neighborhood.

  4. All Risk Insurance

    All Risks cover is an optional extra on your contents insurance, to cover certain items for loss, damage or theft, when they are outside of the home. Items such as laptops, mobile phones, tablets, bicycles, jewelry and hearing aids, to name a few, will need to be specified on the policy if you want these items to enjoy comprehensive, worldwide cover.

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